<p>My situation: I am 21 I took 2 years off school after graduating for personal reasons I was involved in a lot of things in the community including serving as the youngest political party chairman in the history of my state NC at 19 was elected chairman of my county's Democratic party and served 2 years I didn't want to give that up but now I am ready to go back to school in august and need help figuring out how to pay for it. I have been on my own since I was 18 had my own apartment pay all my bills work a full time job own my car etc... anyway the problem I'm having is on the fasfa even though I've been on my own for almost 3 years and file my own taxes I'm not 24 so I still have to put in my dads tax info and because he makes like $115,000 a year I can't get much financial aid at all. My parents dont support me finantially at all. He isn't going to pay for any college and he will not co sign a loan and won't let my grandmother (my only other option) co sign either.</p>
<p>Does anyone have any advice on how I can get loans without a co signer and no credit history? </p>
<p>Are there any other options I could try for?</p>
<p>Additionally: the school I got into and plan to attend is $32,000 I've got $14,000 in academic and other scholarships already so I still need to come up with 18,000.</p>
<p>Any advice will help! Thank you!</p>
<p>If your father refuses to fill out the FAFSA for you, you can still get $5500 as a freshman in loans, however they will be unsubsidized. You need to talk to your financial aid office about any other options available. As a general rule, no, you cannot get loans without a co signer and no credit history.</p>
<p>How are you meeting living expenses on your own right now? The way most people go to college on their own is by working full or part time and eking out the college courses one or two at a time. Takes a long time. Who were you thinking was going to pay for your living expenses? So, really, my advice is to look at your community and local state colleges with low tuition and to work your way through college. </p>
<p>If you do this for the next three years you might be eligible for aid at age 24 as well as junior standing and get enough money to do school full time, especially if you do well in your courses . </p>
<p>^That is how I did it for much of the time. My employers paid for tuition in many cases, so I got reimbursed for that after I passed the class.</p>
<p>You could join the military. Get married. Work enough to save up and then take time off to go to school all at once.</p>
<p>Sorry for your troubles. Sounds like a tough situation. </p>
<p>Is that $32,000 per year or $8,000 per year. If the former, why so much? Is it an instate public school?</p>
<p>I don’t understand how your father can prevent your grandmother from co-signing your loan. How would he even know?</p>
<p>Can you afford to go part-time while working full-time?</p>