For the past three years of college my parents paid tuition while I worked a part time job to pay my rent. However this year my parents can’t pay tuition and I don’t know what to do. I maxed out my federal loans but am still 10k short. I was thinking of finding private loans that don’t require a cosigner. I’m also already working 20 hours per week to pay for rent, so to work more hours I would need to drop out for a year to work full time.