Paying!

<p>So I received a "tentative" financial aid letter back in March; since then, I have not received another other information concerning these financial matters (not even in the "next big mailing"). When will I receive the final financial aid letter? Or, is the one in March is the final one? When will my parents and I pay our parts of the tution? When should I ask my scholarship foundations send in those scholarship checks to MIT? MIT has been doing a very good job on informing everything we need to know, except that financial aid thing is very limited.</p>

<p>It says on the financial</a> aid webpage that

[quote]

Fall tuition bill is posted no later than July 10

[/quote]

The bill will be posted on MITPay, which you can access by going to [url=<a href="http://student.mit.edu%5DWebSIS%5B/url"&gt;http://student.mit.edu]WebSIS[/url&lt;/a&gt;] and clicking on the "MITPAY" link. If your parents aren't computer-savvy, it might be good to make sure they understand how to get to the webpage, how to be set up as an authorized payer, and how to pay using an e-check.</p>

<p>If you are unsure about the status of your financial aid package, you can email the Financial Aid Office at finaid at mit dot edu. They'll usually get back to you pretty quickly.</p>

<p>My boyfriend says that his scholarship people always send their checks in during the summer, and that's perfectly okay and all the money gets where it's supposed to go.</p>

<p>oh mollie, i heard a talk about a hidden cost for the medical insurance. Do most current students sign up for it, and do u kno how much it costs?</p>

<p>All students are covered, as part of tuition, by the MIT Student Medical Plan, which covers things like urgent care visits to the clinic, gynecology visits, flu shots, and other routine wellness care. There is no extra charge for this. You will be automatically billed separately, however, for the cost of the MIT</a> Student Extended Insurance Plan which covers pretty much... everything, in my experience. IF you are covered by separate health insurance which will cover everything that Extended Plan covers (see this</a> .pdf for coverage details) and can provide evidence of that coverage, you can submit a waiver (starting in mid-July until Sept. 30th, see general information here</a>) and the cost of the Extended Insurance Plan will be deducted from your account. More info about the waiver is here. For 2005-2006, the cost of the MIT Student Extended Insurance Plan was $1,440, but I don't see a projected cost for 2006-2007 yet. All I can say is, for those who need to make use of it, it is fantastic.</p>

<p>yay thanks mootmom! much help!</p>

<p>i was also wondering if many, if not majority, of the students opt for the extended insurance plan?</p>

<p>I think basically everybody who's not from Massachusetts gets the extended insurance plan, unless they can be absolutely positive that their parents' insurance will work with no hassles in Boston.</p>

<p>My parents' insurance would have been a total pain 800 miles away, and I used the extended plan, which was extremely useful the one time I ever needed it.</p>

<p>Does the MIT medical school plan cover annual checkups? If I have MassHealth, does that mean I can waive the MIT extended insurance plan?</p>

<p>The .pdf I linked above details what is covered in the regular and extended plans; routine physical exams appear to be covered under the regular plan (but not pre-matriculation physicals). You'll have to read through the waiver page I linked above to figure out if your coverage will suffice and allow you to submit the waiver, it tells you what requirements your current insurance needs to cover. They don't list specific providers like MassHealth and say whether it suffices or not: you'll have to do some comparing to figure it out. If you have to, you can probably call MIT Medical and talk with someone there about whether your coverage will allow the waiver.</p>

<p>thanks mootmom</p>

<p>and thanks mollie! how's ur bunny doing? (if ben golub hasn't stolen it away yet)</p>

<p>She's lovely! :D I'm afraid to write about her on the blog because I'm scared that the Housing people will read it and get angry.</p>

<p>I have a bunch of pictures of her in my Public folder.</p>

<p>On the other hand, the extended insurance plan is an awful lot of money if one does not need it! </p>

<p>Considering how much money is involved, it important IMO to find out whether or not parents' insurance will cover the student. If it will, then make certain to submit the waiver on time!</p>

<p>aww the pics are cute! =P</p>

<p>i suppose medicaid would cover a student in massachusetts just as well?</p>

<p>For medical insurance check with your parent's insurance carrier. I checked this out for my daughter. They assured me that she would be covered under our insurance in Massachusetts. To be certain, I called the local office in Massachusetts as well as the MIT Medical Office. They sent a book with all the preferred providers covered under our insurance in Massachusetts. If you have any particular medical issues that require a specialist check with your specialist to find out if they can recommend someone around MIT area.</p>