<p>My daughter went ED to Colby. Based on Fafsa the EFC is $1540. Based on the CSS Profile the EFC was revised downward to only $24950. Vastly different need numbers.</p>
<p>I have been disabled for over fifteen years. At one time we would not have expected aid at all. CSS counts assets, even assets used for income. In effect they want both the income and the asset. We have held the assets for so long and frankly have used LOCs on those assets to survive. We are now at the point where selling the assets would result in negative cash as the capital gains would exceed the remaining equity. We have been squeezing the cash flow out of the assets for a long time now, deferred maintenance is going to catch up sometime. If it doesn't for four more years we might not sink.</p>
<p>My question is: What is the gain or benefit to a school to not include any Pell grant in their package when FAFSA shows a $4000 eligiblity.</p>