PENN payment options

Hi, this is for currently enrolled students, parents, incoming students or anyone with information.

I am an incoming international student and wanted to ask a few questions about the penn monthly budget plan. For example, is it advisable to enroll now or I should wait till June when penn.pay is active with my student billing information. The brochure says to enroll by May 31 but there’s only a late fee if you enroll after June 30 (So I’m assuming there’s no problem enrolling in June) Also with regards to the bill, the only estimate I have is from my financial aid package so I don’t have my final student bill yet (I’m assuming it will be available via penn.pay later in June) From personal experience (current students and parents), what do you think the best course of action is. I have already scoured the financial services website and was looking for more information. Thank you and any input would be greatly appreciated.

P.S. Is it advisable to opt for Automated Direct Deposit