<p>Have you calculated the net price after applying any financial aid and scholarships (including the discount from your father’s employment) at each school (either through actual financial aid and scholarship offers, or the net price calculator if you have not gotten them yet)?</p>
<p>It is rather unlikely the Berkeley and Michigan will be worth $100,000 more, especially if it means that much additional debt. (Also, such factors like major and course selection can affect which school is “better”.)</p>