Planning to move out..need help!

<p>Short summary: I don't get along with my parents. Most likely, it is my fault.</p>

<p>I have a job that pays close to $1700 a month. Savings account = $4,000. Checking = around 400 bucks. No car. No debt, no student loan.</p>

<p>This is my third semester at a community college. Parents didn't pay for my college. Didn't like me enough. We don't communicate at home. I didn't try to get along, neither did they. I have no problem coming home and no one talking to me until.....this week. My mother expressed her dislike towards me. Wants me to move out. Said I'm lazy, and unambitious. </p>

<p>I don't want to move out, but my parents wants me to get out of their house now.</p>

<p>Any tips on how to survive? </p>

<p>First, I probably need a car. My father provided me with one, but now I need to buy my own. </p>

<p>Any advice is appreciated.</p>

<p>If you don’t really want to move (you seem ambiguous) talk with your parents and see if you can work out some type of arrangement. Ask them what you can do so they would not object to you living with them - very directly ask them that. Tell them you are willing and anxious to get along, if you are.</p>

<p>It doesn’t sound like you have enough money to buy a reliable car, pay for insurance, and an apartment, without finding some roommates. What happens if you lose your job? Do you need the $4000 you have saved for future tuition?</p>

<p>I am sorry that you are experiencing this. Kids deserve the love of parents. First off, good for you for having your job, etc. I would recommend you look for a room to rent in a safe place that is close to public transportation, if possible. That way, you can get to school/job without owning a car. (Renting a room will be less expensive than an apartment to start off, and if you have kitchen privileges, you can keep food costs low by cooking for yourself. Just remember to clean up after yourself even better than you think you should!) If that isn’t possible, then try to find a car that is used that you can pay cash for. Insurance won’t be cheap, but should be manageable with your job. You may have to attend school very part-time, so that you can work a bit more, but keep plodding along. Lots of kids are in your shoes, and make it. Succeed in spite of your parents! If you have done things along the way that have caused this rift with your parents, maybe you will earn their respect as you show that you learned to handle life responsibly.</p>

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<p>And parents deserve the respect of their kids. If you are not in a position of living independently, open up the lines of communication and then try harder to get along. </p>

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<p>I suspect that “like” had nothing to do with it. You cannot treat your parents badly and then expect that they will gladly pony up $$ for you.</p>

<p>I would suggest first talking - calmly, politely - with your parents about what their expectations are of you in order for you to keep living there. Doing more chores? Paying some form of rent? What do they want?</p>

<p>If their demands are ridiculous (e.g., cost of rent is the same as/more than if you’d move out), or if they simply want you out no matter what, then you’ll have to consider other options.</p>

<p>Do you have other relatives that would take you in?</p>

<p>Do you live in a city/town with decent public transportation that you can find a room/apartment near?</p>

<p>Do you know anyone who would room with you to help divide rent costs?</p>

<p>Does your community college offer housing? Some larger ones do, although that may require loans to cover the costs…some are even more expensive than finding your own place and roommates so be careful. If not, see if there is some kind of posting place in your student center to look for roommates. </p>

<p>Getting a car may be difficult if you have no co-signer and no credit built up from previous loans or payments of any kind. Although, who knows, you may find a place that will still finance you. Just be careful about the terms and interest.</p>

<p>It’s not that difficult to move out. The main thing you need to do is figure out a budget and see what you can practically do. You’re going to to have at least the following expenses - </p>

<ul>
<li><p>Housing
– roomie with someone else, sometimes including a relative, is the cheapest
– you can also price a studio apt but some of them will do a credit check and may want a cosigner or a pile of money in the bank</p></li>
<li><p>Food/etc. - i.e. all the stuff purchased at a grocery including food, shampoo, soap, cleaning stuff, paper towels, etc.</p></li>
<li><p>Transportation - car+gas+insurance+repairs or public transport or ride share or bike or feet</p></li>
<li><p>Medical - Health insurance - you may be young but you too can break a bone, get in an accident, and even get a disease. Don’t forget about the dentist also.</p></li>
<li><p>Entertainment - movies, restaurants, biking, whatever you like - it usually has a cost</p></li>
<li><p>School - tuition/fees, books, misc.</p></li>
<li><p>Etc.</p></li>
</ul>

<p>After you figure out realistically the costs per month then figure out what your after tax income is since this is what you have to spend. You need to make sure you have all your expenses covered reasonably comfortably since you need money leftover for some savings for emergencies including if you lose your job. If you have personal furniture you can bring, i.e. stuff your parents agree you can take if they bought it but you use it, then be prepared to bring that along. Enlist the aid of a friend or family member who has a truck or SUV or minivan to cart it. If you don’t have much then look at garage sales and craigslist for stuff. You don’t need much furniture - just a bed and dining table/chairs at a minimum with anything else being a bonus and the bed can be as simple as a sleeping bag or blankets or air mattress.</p>

<p>Other than doing the above and making sure you can reasonably swing it, then you can move out. When you do, make sure you don’t burn those bridges behind you as you leave. Maintain a good relationship with your parents since you may want to head back there at some time or at least you should want to be civil with them.</p>

<p>It’s all about the budget so don’t even try to move out or think you can without going through this step.</p>