<p>My father’s factory was shut down during the recession so the job he holds now doesn’t pay well, he is doing this job only for 2 years. </p>
<p>Our house’s worth is $100000… </p>
<p>So my father can get me a loan of $40000 for 4 years… </p>
<p>We are not dirt poor… We are just having a bad time…</p>