@mom2collegekids & @bopper, RPI is the one with the BS/MD program and that is the one that costs more.
I think there has been some confusion. SUNY Albany is NOT a BSMD program. It is an inexpensive state school that has no guarantee for med school. The RPI AMC is the expensive BSMD program. And yes, I realize that getting into med school is really hard, which is why I am still considering the expensive bsmd program. Hope this clears things up.
You may want to read this book before you decide (should be in the library, if you do not want to wait for it to come after ordering it):
https://www.bostonglobe.com/arts/books/2014/08/23/book-review-doctored-the-disillusionment-american-physician-sandeep-jauhar/m96gB3q4Y2ZsCiusDOljKJ/story.html
https://www.amazon.com/Doctored-Disillusionment-Physician-Sandeep-Jauhar/dp/0374535337
Note that the author finished medical school a while ago when it was less expensive, and is in one of the higher paying specialties. Nevertheless, he feels substantial financial pressure that contributes to dissatisfaction in career and life.
If, in the best case with the RPI-AMC BS-MD program, you start practice with $470,000 plus accrued interest in debt, you will face substantially more financial pressure than the author does.
Of course, there are cases other than the best case. Your parents may no longer be able to qualify to cosign after one or two years, leaving you as a dropout with large debt. Or you may get weeded out of the BS-MD program, leaving you either as a BS graduate with $200,000 in debt or a dropout with large debt if your parents cannot cosign your fourth year.