<p>Mom2CollegeKids: I am sure this is TMI, but right now we are living off of money from my maternal grandma as my father is not paying my mother any significant amount of support and my mom has been unable to find a job in this economy. 
My dad is a lawyer, but my mom has not worked in 17 years, as she became a stay-at-home mom when I was born. I really appreciate your emphasis on a financial safety. I’m not sure what that might be, though. Any thoughts?</p>