<p>Kyle, I'm troubled that you seem to see your college choice mainly in terms of grad school prospects, future earnings, etc. In those terms, and in light of the money issues, it may make sense for you to go to Texas Tech. (Although I continue to believe that a student with a degree from Oberlin has a better shot at grad school admission than a student with the same test scores with a degree from Texas Tech.) But I would say that the most important factor in choosing a college is the particular experience you'll have there--and those terms, it's absolutely not true that "where you go for undergrad doesn't so much matter anymore." Oberlin is a very distinctive place, and a liberal arts college allows a very different experience from a large state university; I just think you need to keep that in mind as you weigh your options.</p>