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<p>Wealth accumulating is dependent on many factors beyond the school you graduate from and your annual income. For example, if you are married to someone who also makes good money, you have much more capability to accumulate wealth.</p>
<p>What you do with your paycheck every two weeks has a lot to do with your wealth accumulate. Wise investment in the stock market, putting away money for your retirement early, and not spending it will lead to wealth accumulation. Those who live visibily expensive lives often accumulate less wealth than those who live visibly inexpensive lives (drive old cars, etc.)</p>
<p>Sure, there are execptions out there and people who have dumb luck. Of course, there are people who win the lottery, too. We can’t control dumb luck, but we can control what we do with our paycheck each month.</p>