<p>The total cost of my schooling is about 16000. I did get approved for 11000 in federal loans, but I have been trying hard to find a private loan to cover the other 5000. I am low income, but am not eligible for federal grants because my parents make too much money. I tried sallie mae, but the school I am applying to is not listed. I have bad credit, and nobody willing to cosign for me. Does anyone know of any private loans for people with bad credit and no cosigner?</p>