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<p>Generally, student contribution (i.e. student loans and/or work study and/or expected student work earnings) is not part of EFC. For a school that meets full need, the net price will be EFC (usually defined by the school) plus whatever the school’s expected student contribution is.</p>
<p>Here is another example of how a school handles scholarships as they affect need-based financial aid:
<a href=“Scholarships”>https://students.ucsd.edu/finances/financial-aid/types/scholarships/</a></p>
<p>Of course, different schools may have different policies.</p>
<p>Also, if a student can earn two different scholarships, the resulting amount could either be the sum of the two scholarship amounts, or the larger of the two scholarship amounts (since sometimes a student is allowed to earn at most one of several scholarships in a given list).</p>