Private scholarships & schools not providing merit aid

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<p>This would be the net price. It may be divided up differently between EFC, student loan, and student work by different schools; each individual student and family may come up with its own division into various components.</p>

<p>Of course, independent students may be treated differently, in that there is not a separate expected family (i.e. parent) contribution, so that the family contribution is the student contribution.</p>