The health center at S1 and S2s school scanned the insurance card which gives them most all of the info discussed here, minus the premium. Same thing I would do at any doctors office, so it’s really no big deal to me. If they had asked for the premium, I would have said $0. Which is technically true with a family of 5, it puts me in the “3 or more” pricing with my employer and could consider S1 and S2 to be the 4th and 5th person at “no extra charge”