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<p>To pay back 4k loans as soon as possible, the best I can think of is to become a room attendant at a hotel. With the tips I think the pay could average to about 10 dollar per hour and with that I could earn 2k per month. But it may take time to get a job as a room attendant. Maybe it could take 1 month to get it. Or maybe even more, who knows. So in 3 months or more maybe I might be able to pay off this 4k. So it could be that I might not even have my diploma by end of this semester if I dropped this semester, if I don’t manage to earn the 4k necessary to pay off loans for this semester. If I finished this semester the advantage would be that the 4k would be just lumped with the rest of the loans so that I could pay it all back slowly month by month without having to pay a certain large amount to get my diploma.</p>
<p>When I mentioned this to mother she said that the 4k loans don’t have much of an interest and if I had that money I might as well help pay other debts that have 30 percent interest rates. But if I help them with paying the bills then in effect I would be helping pay off what they shouldn’t have spent on in the first place. For example my mother allowed my spoiled brother to lease an expensive car unnecessarily when we couldn’t afford it a few years ago.</p>