<p>I really doubt that with your assets you could finagle a way to get an EFC low enough to get any real aid. </p>
<p>Even if you could somehow get your EFC down to - say - $30k (unlikely), unless your child goes to a full need school with no or tiny loans, you’ll still likely pay full or near full freight. </p>
<p>And keep in mind, the types of schools that meet need, use CSS Profile, and with your assets, they’ll come up with a higher family contribution and expect you to pay.</p>
<p>We have rental property, too, so our EFC is too high even with 2 kids in college. We don’t even bother with a FAFSA/CSS because for us there is no point. </p>
<p>So, if you’re trying to cut your costs, you may try doing what we did. We looked for schools that would give big merit for our kids’ stats. We did that because we wanted to be able to help them with professional school/grad school. We know that as long as they go to a good school that they like for undergrad that that would work because it’s the graduate degree/med/law degree that will be the ones that count.</p>
<p>By getting good merit scholarships, that directly cuts your EFC when the scholarship exceeds “need” (in your case, there is no “need” so ever merit dollar cuts your costs).</p>
<p>So, if that’s your desire, consider that.</p>