<p>Your credit union isn’t likely going to give you loans unless your parents co-sign. If you don’t have substantial income/assets, your CU is going to require co-signers. </p>
<p>Your loan pkg already will contain loans, so if you need to borrow another $14k-17k each year, that’s way too much debt. </p>
<p>How much will your parents pay each year?</p>