<p>@emeraldkity4</p>
<p>As far as the 6.8%, would that be annually? If so, wouldn’t that make it not worth it to get unsubsidized loans considering you’d end up in so much debt, you’d be better off working a job that pays less but doesn’t cause you to get so indebted?</p>
<p>Secondly, as far as paying expenses, I was asking the question in a case where if I got enough scholarships to cover current expenses and didn’t have any upcoming (due to grants/stipends/etc.), can the extra be used to start paying back loans? I thought that was a bit obvious there.</p>