<p>Thanks for the info so far, it’s been very helpful. </p>
<p>One thing I’m still not sure about is student loans. From what I understand based on my research earlier today, if you have a stafford unsubsidized loan and it was at 6.8%, you are paying 6.8% on it annually until it is paid off, correct? So if I had to take out loans right from the start at this point which end up having some money unsubsidized, that means that for the next 9-10yrs while I work on getting my doctorate, I’ll pay 6.8% the whole way through? Between the original loan and the stacking accumulation from interest, wouldn’t that over double what your loan originally was? Also, with owing that much and that much interest accumulating every month, wouldn’t you have to pay an insane monthly amount just to keep from only paying interest on it and never getting ahead? Is there no way around this or to prevent the loans from inflating so harshly while you are going to school?</p>