<p>Thanks milkandsugar. When can you order the supplies/computer? I’m in need of a laptop and if I can get it from NYU’s store and have it deferred that would be lovely. Can I get it anytime soon or it has to be when the semester starts?</p>
<p>Thanks for the info on the textbooks. I’ll only get them when classes start, even though the thought of that kind of makes me nervous (almost like I’m unprepared). If anything, all I really need to do is talk to the professors on what books I need or even just look at the syllabus. As long as there’s no required meeting from those same books right when classes start.</p>
<p>Thanks again for the help!</p>
<p>You can get your computer and supplies I think anytime, as long as you have your NYU ID number. We went to the computer store and ordered the stuff first, paid a deposit and then they called us when the bursar account was updated/started, etc. You can check their website and call them as well. Their deferment information is on the website. I believe my daughter had hers in July last year.</p>
<p>Here’s my advice- </p>
<p>Double majoring and Pre-Health is very difficult. Everyone I have talked to in Pre Health has said it is time consuming. I would suggest maybe minoring in Korean instead of the major. </p>
<p>do not buy NYUs sheets. Get what you want… bring some from home. </p>
<p>Get a week or so into classes before buying books. Most are available at the Library reserves anyways. See how much you really use the book. I took human evolution and half the kids didn’t buy the book. Those who didn’t borrowed from those who did before exams or read at the library. </p>
<p>Don’t get the fridge. Talk to your roommate and see if they are bringing one. If you live in apartment style, you already have one. I can’t remember anything I kept in the fridge my roommate and I shared but snickers icecream bars (it had a freezer) and maybe some soda. We used our microwave for easymac! but by the end of the first semester we were more into exploring nyc than sitting in our dorms eating EasyMac.</p>
<p>Don’t worry about LSP. It’s really no different than CAS and most people who go through it end up really close and everyone else is sad because they don’t make friends in their classes. Most of my good friends were in LSP (GSP back in the day!)</p>
<p>Thanks orangeroses. I’m glad that instead of buying the stuff NYU bombards with, there’s a much better way to get what I need.</p>
<p>I also looked online at the computer store and the deferment payments last up to two years. The deposit we have to pay depends on the cost of the supplies we want to buy? So if we buy a computer that’s $3,000 (this is hypothetical, I’m not saying I will), I’ll have to give a $1000 deposit as opposed to buying a laptop that’s $1000 and having to pay $750 deposit?</p>
<p>The textbooks I’ll definitely just get after classes start. I’m just surprised at how much NYU takes advantage of incoming students by making their wallets empty with all these ‘buy this; buy that’ mail.</p>
<p>Mmm…Not that we want junk mail, but my son has not received any stuff that NYU bombards with? </p>
<p>He will be a CAS freshman in the Fall.</p>
<p>^I know right. </p>
<p>I have no idea what they’re talking about LOL.</p>
<p>Yeah, a lot of mailings are only for select members of the CAS. These services are expensive for NYU to implement, and so they can’t going around giving everyone access. Usually they base it on SAT scores. For example, if you don’t reach the cutoff, they won’t allow you to pre-order textbooks (otherwise, everyone would pre-order, and the system wouldn’t work).</p>
<p>Of course most people make the cut-off for pre-ordering textbooks. It’s the subsidized laptops that are the real big problem. Oh, and I’m just kidding.</p>
<p>I dont’ think those numbers are right for the deferrment. You can only get I believe up to 2000.00 in deferment and you only have to pay a small percentage. I think I paid 300.00 deposit.</p>
<p>milkandsugar- I’m not too sure. $300 is a great price for a down payment but did NYU up their prices this year?</p>
<p><a href=“Official Online Store”>Official Online Store;
<p>It gives three options for a deposit. The lowest is $500. Unless I’m looking at the wrong thing?</p>
<p>Thanks.</p>
<p>I just looked at my receipt, and we spent 1600. gave a 500 dollar deposit and we also got the free ipod touch with our apple purchase so I guess it is the same.</p>
<p>milkandsugar- Oh, okay! So that means that your daughter got a Macbook (do you know which? Was it a regular Macbook, or Macbook Pro, or Air?) and you just had to give a $500 deposit. AND she got a free iPod touch?</p>
<p>Apple usually has a back to school promotion. You have to check with apple website or call the computer store. I’m not sure which mac she got, but it came with a free printer, and we bought some supplies to go with it. Our bill was approx 1600.00.</p>
<p>Thanks.</p>
<p>Well in general news, my PLUS loan finally got rejected and now I have to visit the financial aid office and see what my options are. <em>sigh</em></p>
<p>Have you applied for a private loan? The interest rates are infinitely better than any government loan right now. For instance, my most recent Stafford loan has a 7% interest rate while my Sallie Mae loan has a 2.8% interest rate. Granted, the latter is variable and can shoot up at any point, but I sincerely doubt that will happen at any point within the next couple years, and one would hope that by that point, you will have gotten a credit card and established some good credit so you can get the PLUS Loan.</p>
<p>I was thinking of applying for a private loan under Citiassist (or is Sallie Mae better?). But my brother’s friend who is really experienced with financial aid said that I should talk to NYU’s fin. aid adviser’s and see if I can re-budget my financial aid to see what options they give us. He said that it’s not too late for them to do so.</p>
<p>In any case, I keep getting this Sallie Mae mail that says I should divide up my tuition in 4 equal payments. Well I obviously can’t do that, but if they offered a loan then that would’ve been helpful.</p>
<p>You should certainly talk to financial aid first and make a compelling case for more aid. While there, also discuss with them the deferred tuition payment plan, which let’s you pay each semester’s tuition in two installments (that may be what Sallie Mae was referring to).</p>
<p>Sallie Mae, like all private lenders, tries to give you the run-around and convince you to “pay less per month” which amounts to more interest accruing and you paying more in the long run. However, if you read up on how loans work and run the numbers yourself a few times, you can deal with anything they try to push on you. In any event, I’ve never had an issue with them; I’ve been approved for every loan there, with a co-signer, and was even approved on my own (though I chose to have a co-signer with even better credit than mine to bring the interest rate down). They also handle any federal loans I have, so I’ve got everything in one nice place. The downside, of course, is that my private loans cannot be forgiven by the government, but considering the fact that I don’t intend to graduate law school and take a $25k-a-year job, I don’t feel like I’m missing out.</p>
<p>I just called the financial aid department. The guy said to fax in the rejected documents and I’ll get a $4,000 increase in my Stafford Loan. However, the PLUS loan covers 11,000 a year and that leaves a $7,000 gap. I could take out a private loan but I just realized that I need a cosigner. My parents told me that we have no relatives or anything to go to so I can ask them to cosign for me. Basically, I have NO ONE to cosign for me. I feel so depressed because I may not be able to attend NYU this fall. I never thought that I’d have to take off a year between high school and university. My parents themselves don’t understand the fin. aid process that well either… </p>
<p>I have the documents ready to fax to NYU’s Financial Aid Office and I even wrote a letter explaining my case. Should I fax the letter and also visit the Financial Aid office sometime next week?</p>
<p>nyux2, I’m going to PM you my letter that I wrote to NYU. Can you tell me if I should fax it or not? Or should I just fax the PLUS Loan rejection papers and then visit NYU’s financial aid department with my brother’s friend and my mom and make my case there?</p>
<p>Poverty really does suck…</p>
<p>To the OP: please beware of taking on too much debt to finance your college education. It ALL (with interest) has to be paid back, and unless you plan to go into a very high paying field, you will be paying for a long, long time. </p>
<p>I am a big fan of NYU’s (my D will be a sophomore in Tisch in the fall) but I can tell you that I wouldn’t have co signed or allowed my D to co sign on a loan of $11K a year to enable her to go to NYU. It’s too much money to pay back.</p>
<p>Could your brother co-sign for you? Or a family friend?</p>
<p>My brother has to take out loans for dental school and cosigning would damage his ability to.</p>
<p>I’m in a very stressful situation now. I’m beginning to panic and I’ve stopped eating, sleeping, and functioning well. I have no interest in anything anymore and it’s affecting my attitude at work too. I really don’t know what I’ve done ever in my life to deserve this and I told my mom today that I never really wanted anything ever this badly. In the past if I didn’t get anything I would let it go because in the bigger scheme of things, it didn’t matter. But college? I just can’t let it go just like that and enroll at a community college last minute. I really just…can’t.</p>
<p>I’m visiting the financial aid dept this coming Tuesday. If it helps my case, I was an ED student. I couldn’t even apply anywhere because I signed the binding contract to NYU. I think this should add leverage to my case because I withdrew any other application after getting accepted ED.</p>