<p>^^^I agree. </p>
<p>We’ve been saving pretty steadily for many years and will be making a withdrawal for the first time in a month or so. We will still pay a lot of money for D’s school, but we can make it work without a loans. D is working and saving $5k this summer. She knows that what she earns will be her spending money, after kicking in some towards tuition. We will not send her spending money as we are paying her billable costs all year.
She decided against her Financial Safety in favor of a pricier school. But I think she does like having her feet to the fire to go to where she wants to go. I believe she will appreciate the experience more. As she’s been talking to HS classmates, she’s become keenly aware that we’re in a good situation because of the savings we have. Many of her classmates have found out that their parents have no college savings and these kids have few options.</p>
<p>Many people forget that savings can mean the difference between a choice or no choice.</p>