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Yup. We timed paying off our mortgage for the month before FirstToGo started college … so we had our mortgage payment to apply to paying for college. For us between continuing the “mortgage payments” and withdrawals from 529 accounts (starting making monthly deposits when the kids were infants) we have been able to pay for college without killing our lifestyle. (PS - that lifestyle is not extravagant … saving the money in the 529 plan and paying off the mortgage early started the habit of living well below our means).</p>