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<p>For most, not all, 529s, even though the money is for the child, the parent is the owner of the account and these are included as parental assets and assessed accordingly.</p>
<p>Parental retirement funds are not counted for FAFSA. They are asked for in Profile; how they are used will depend on the school and I’ve never seen any college publish how they deal with these numbers.</p>
<p>NOTE: Pretax dollars put into retirement accounts for the FA year are added back into income on both FAFSA and Profile.</p>