Reapply or defer enrollment?

Hi CC, I was accepted into every school I applied to and got into both UCLA and UC Berkeley but I was wondering if it would be possible to reapply next year and if that would possibly hinder my chances at getting into either one for the following year? I am at a crossroads and would really like to go to UCB but I made the mistake of not applying for financial aid on time and I doubt I can get any at this point. I was thinking of saving up money working full time and try again for next year, but can I use the same personal statement or would it look bad since I got accepted this year and they wont give me another chance. Anyone have experience with this? please let me know. I am a physics major.