The coronavirus situation needs to be considered in your plans. The end is not in sight. I really doubt that most colleges will be running normally by Fall 2020. The virtual platforms will probably still be in effect, at least until there is a vaccine and/or effective anti-virals.
So, if virtual learning is going to be the norm, then why pay huge tuitions? Just go to community college and load up on general ed requirements, and plan on transferring. By fall 2021 things probably will be better.