<p>Several comments to clarify–put some minds at rest–move the discussion along. I work as a college applications counselor in an inner city HS. 90% of the students I deal with have an EFC of Zero. I have done the first 30 out of over 100 FAFSAs I will do with students. I have to say that the FAFSA actually IS easier this year–all the talk about simplification, actually seems to have gotten thru to somewhere. No more questions about Black Lung (or whatever it was), the form almost always completely skips the student’s assets, many questions have really been pruned away. But there are still vocabulary problems, working with this population. What is an asset? What is adjusted gross income? What is an exemption? Students, and even parents, often do not know the difference between the amount withheld and refunded to them, and the amount of taxes they have Paid. </p>
<p>And do not even get me started on the fees charged to these working class people by tax preparers!! Yes, ANYONE earning under $58,000 or so, can do their taxes FREE thru the IRS website and Freefile, just choosing their own online company. I do this as well with students if asked (hey, it’s part of the whole process, if they get Verified they are going to need those papers). I actually like HR BL**k’s free file program, but even that one asks a few questions that involve vocabulary that is not often familiar.</p>
<p>Of course the CSS Profile is another issue entirely. Try doing that one with parents in the Caribbean who have citizen children they have sent to live with relatives stateside, but have never arranged for legal guardianship or whatever. Or with anyone who has no idea about their pension (do most of us, reading this, really know?), or any of the rest of the vocabularly. But as I tell students, these institutions have their own money, you want their money, so they can ask you any questions they want, and if you want their money, you have to answer the questions. (I REFUSE to let paperwork be an impediment to any of this school’s students going on to college!)</p>
<p>So I think some progress has been made, some, on lowering the intimidation level of FA. Here are a few of my peeves though: Schools’ financial aid award letters are often written in cuneiform, or SOME language (and vocabulary) that no neophyte can understand (I make a handout chart, easier than the CBoard one, so that students can do apples to apples comparison of FA packages), schools say additional paperwork (budget sheets, non-tax filer’s forms) are required, available online and then the links don’t work (state schools a lot), schools want this done early but they have not posted up-to-date information yet for next year, and, finally…</p>
<p>THE FINANCIAL AID DEADLINES ARE OFTEN WICKED HARD TO FIND! Why is that so hard?! (I think I know, sadly). I just looked up 40 of them for my students on a snow day, and it was beyond frustrating. It is NOT hard to put a deadline on a website. Why would that not occur to a school?</p>