YES those schools require NCP information…but NOT submitted inaccurately. They require a Profile from the custodial parent…and a non-custodial Profile from the non-custodial parent. TWO separate forms…not ONE with both parents if the parents are separated.
And in NO case should the non-custodial parent appear on the fafsa.
The student has an account with the College Board. The Profile is there. I sat with my kids and entered the information.
But didn’t this student already submit the Profile? The issue is she submitted the Profile with her parents as married. If this isn’t accurate, this needs to be addressed.
My mom said she would call CSS Profile customer support first and ask them what they recommend. I will call NE an Tulane to see what they say. I don’t think though I got into any of these schools. I called Tulane today to ask if they can give me FAFSA extension. Their FA support person on the phone was really nice and said they will not start reviewing EA FA applications until they finished admissions process and sent out early merit aid offers. I think they require admitted students accept their merit package before the need-based FA kicks in. So perhaps we can figure out the problem with SCC by then.
Did you report that your name is on the title of your parents’ house? It won’t matter at FAFSA schools, but it might at schools that require the CSS profile.
No, because I forgot about it, I need to go back and make corrections. Also if CSS school admits me. wit a good merit aid, it probably won’t matter. Otherwise I will go into a FAFSA only school, I already got into one.
Since your mom has a CC account, why isn’t she asking questions. Even though you are the applicant, she will be ultimately responsible for supplying the information. You are presenting all of the obstacles, which will eventually bite you and limit your ability to get aid. If you parents are separated, then your dad will need to fill out the non-custodial profile.
If he does not fill it out or is unwilling to fill it out, then no institutional aid for you because your application is incomplete.
IF the house is in your name, for profile schools, it is an asset and the home equity will be assessed to see how much of it you can use to pay for college.
Even if you get merit money, all monies above tuition and books will be taxable income.
As much as you may think that you can, you need your parent to assist you. Please keep all of your follow up questions to one thread and refrain from creating new threads where you add just another bit of information.
This student already filed a Profile, but listed the parents as married.
The student family was in the process of setting up a special needs trust, but money had not been transferred onto that. Did that happen?
Primary residence has the student's name on it.
Father has moved out, and is potentially moving out of the country?
Mother and father moved to a different place than where this poster lives.
I think this poster is a twin...somthere are two kids involved.
Father might not complete the NCP Profile form. But then...he is already ON the regular Profile so this needs to be fixed.
Student and mother are wondering if they should complete the fafsa at all because the student plans to defer enrollment for a year.
Mother will be moving BACK to live in the house which has the student name on it...once the kids start college.
Parent and student wonder about the fafsa completion as they missed the EA priority deadline.
Did I miss anything...because this all came in dribs and drabs.
Here is an additional suggestion…if the student really plans to defer enrollment…why not just take a gap year…then re-apply next year and meet all the deadlines. It is possible that a better list of colleges can be crafted where the NCP info won’t be needed…at all…ever…and the schools are affordable.
Remember, if the school requires the NCP Profile every year…you will have the same issue of getting it completed that you have this year.
Can your mom pay anything for school? You should start your list with a safety (a school you can get into, are sure you can afford, and would be happy to attend). You can borrow ~$5500/year and can probably earn ~$3k/year if you work in the summer. Look for schools that offer guaranteed merit for your stats. If there aren’t any, you may need a local 4-year school or a cc as your backup.
My mom brought over my grandparents from another country a few years back. My dad didn’t want to support them, so they made a deal with him by giving him some money in exchange for my name on the house title.
After this happened, my parents got separated. My family overseas is trying to protect my dad who is old and disabled by setting a SNT for him, so that he has means to pay for his place should something happen to my mom. But this is not an issue and has really nothing to do with me right now. The money for the SNT does not belong to any of us.
Yes, my mom can pay for my school; she works and is committed to my education.
My dad won’t pay anything but we don’t need his money.
I filled out the CSS Profile for two schools, but probably incorrectly. All I’m trying to understand is how to recover, so that the schools understand and assess our situation correctly. I don’t care if they decide that my mom needs to pay full sticker price, if this is fair based on our family situation.
If I get into a school of my dreams and my mom can’t afford it, we will try to get a deferral and save some money for next year.
I only got into one schools so far; I didn’t see their merit award yet. So I don’t know if I can go there or not. But it is a public school, so most likely, yes.
I just want to make sure you understand how unrealistic this is. If your mom can’t afford it and you work a year, that will only take care of ONE year. Will you take a break to work a year between each year of school? @thumper1 has made a good suggestion about taking a gap year and refocusing your school list so you can select some affordable options and get all your finances straight in advance. Please talk that over with your mother.
I already applied. I just wanted to see if I get into a good school and they possibly get me a good package. I have good grades. I always can say no to them, right? Then I can take a gap year and apply to more affordable schools, although even the cheapest school in my state charges almost 27K in state if you live on campus. I don’t think this is going to change.
Are you committed to taking a gap year? Maybe you should hold off on applying until you get your finances straightened out. How much can your mom pay per year? If you tell us your stats and home state we may be able to help you find affordable options.
Taking a gap year…and deferring enrollment at an accepted school are two different things.
If you defer, you are expected to enroll at that college the following year. Of purse, circumstances happen, and that might not be possible…but that is the expectation of the school that grants you the deferral. They don’t expect you to apply elsewhere. They are granting you a year deferral to enroll at THEIR school.
A gap year…you don’t accept enrollment anywhere, and you are taking a year between HS and college. During that gap year, you should be applying to colleges…and this will all happen in fall less than a year from now. You could craft a completely different list of schools.
I do not see a gap year…and a deferral of enrollment as the same thing…at…all.