<p>We’ve had our boys added as authorized users to our credit cards since they were very young (10) or so. We didn’t give them the physical card to hold on too full time, we just gave it to them when they went shopping for clothes or sneakers etc. The key is to give your child’s social security number to the credit card issuer along with their full names. Without the social security number the card won’t attach to a credit card history for them. In New York when you add a authorized user they specifically ask if you want to add their social security number. It’s not required for authorized users.</p>
<p>We use the Capital One Venture card. We received 30000 points for signing up and receive double points on all purchases. It’s $69 a year but well worth it. I bought our Parents Weekend tickets and sons Thanksgiving and Christmas/Holiday tickets on points alone.</p>
<p>The reason most students are denied credit cards with rewards points is that most of the TOP rewards point cards require EXCELLENT credit. Go to credit card dot com and view the best rewards cards and you will see that this is the case with most.</p>