??'s and need help, please

<p>Hi all! My daughter needs to make a decision QUICKLY between UNC Chapel Hill and Cornell. UNC would mean no student loans and less money for her parents to pay (and no tuition cost for her plus a laptop grant). For Cornell she would have to take out $10K in loans for year #1 and cost about $3K more for us for the first year.</p>

<p>We have discussed and weighed the differences...pros and cons of each choice, etc. etc. From what we have heard/read, Cornell has the reputation of increasing loans soph, jr, and sr. year. This is a concern, since I don't want her to graduate with significant debt ...but the trade off would be an ivy education at a top university.</p>

<p>What are current studen'ts experience with Cornell's financial aid packages and loans? I realize much depends on each year's FAFSA, but in general? We appreciate ANY feedback on this major decision she must make!</p>

<p>What's her major?</p>

<p>I have not seen the amt. of loans increase in my FA package (I'm a junior).</p>

<p>My package was fantastic.</p>

<p>she was admitted into the Engineering school, though isn't 100% sure she'll stick with it. But she may.</p>

<p>I have read that it's not worth it to ask the FAO to review, what do you think?</p>

<p>More than anything, we are hoping the the loan amount doesn't increase. The average loan for a Cornell graduate, I read, was about $22K last year. Her's would be $40K if she keeps having to take out the same.</p>

<p>Versus NO loans at Chapel Hill.</p>

<p>I think she should go to Cornell. I would go to Cornell over UNC with 40 grand in debt in a heartbeat, especially for engineering.</p>

<p>she'll have no trouble getting a job from Cornell engineering. $40,000 over the cost of a lifetime is nothing, either. As long as your financial status says the same, so should her aid package.</p>

<p>Thank you! I appreciate you help and great advice and will pass on to my daughter!</p>

<p>well if she goes to UNC engineering she could get a job in that region. if money is a burden, she could go to UNC and try to transfer later to Cornell.</p>

<p>i think its definitely worth it. I'll have a $200,000 debt to pay of (int'ls doing ED aren't allowed scholarships)...but I think I would definitely opt for Cornell.</p>

<p>arjun that rule seems odd to me wouldn't they give $ to people who apply ED, thats the way i would think of it</p>

<p>well...no. When you apply ED as an int'l u sign a bond saying the college won't give you aid.
Anyways, I'm taking student loan more as a means as to not get my parents into financial troubles paying for my college. So after my MS, i'll take a job and pay it off. It works well for me because i want to work as an engineer a few years anyways before I do an MBA and the work experience will help in gaining admission to a good B-school.</p>

<p>thanks to all who responded or sent a PM. My daughter decided on Cornell and is very relieved!</p>

<p>Now to work on dining and room options, but that's easy!!</p>

<p>Congrats! I think Cornell IS best for her!!</p>

<p>Why do you think you'll go to a B-school and not an A-school. Graduate from Cornell engineering w/ work experience...(and you seem like you are a smart kid from what I've read in past posts)</p>

<p>B-school=Business School</p>

<p>
[quote]
i think its definitely worth it. I'll have a $200,000 debt to pay of (int'ls doing ED aren't allowed scholarships)...but I think I would definitely opt for Cornell.

[/quote]

Whoa... that's a big risk! Bear in mind that with accruing interest, your debt can easily double in the number of years it takes to pay them off.</p>

<p>But I'm sure you've thought this through... and I myself will probably end up taking out big loans.</p>

<p>"B-school=Business School"</p>

<p>OOOO haha sorry...</p>

<p>Thankfully I won't have to take out two hundred grands in loan in my name, but my parents are paying it all and we aren't exactly rich at all. Yet my parents are happy to send me to Cornell and so am I.</p>