<p>Hmmm… this is a really interesting thread.</p>
<p>Jason, you need to take some time this weekend to understand how financial aid works. Only then can you narrow your target list.</p>
<p>1) IF BOTH parents have adjusted gross income on the 1040 tax return of a combined amount less than $100k, you’ll get very generous financial aid from many privates.</p>
<p>2) go to collegedata.com, <a href=“http://www.collegedata.com/cs/search/college/college_search_tmpl.jhtml[/url]”>http://www.collegedata.com/cs/search/college/college_search_tmpl.jhtml</a>,
search for the school you have in mind (e.g. Holy Cross), and go to the section called “Money Matters”. There you will see whether HC is a 100% need school, or a 92% need school, etc. Then look a couple lines below that to see how much of the aid they DO give is in the form of loans. In the case of College of the Holy Cross, you will see from the above link that HC meets 100% of need, and that about $7,000 of that help (or about 22%) is in the form of loan+work study. By looking up each target schook you see how generous the school is.</p>
<p>Contrast HC with Villanova. Per the same web link above, Villanova meets 87% of need on average. That’s a BIG difference. And the need that Villanova meets is equallly about 20% in loan/work study.</p>
<p>Contrast that with NYU, which per the same link meets a paltry 71% of demonstrated need. It has a reputation for being stingy with financial aid for that reason.</p>
<p>Contrast that to Colgate University, which also meets 100% of need, but the work study/loan amount is only about $4,100, or about 12% of their average package.</p>
<p>3) There are MANY schools that will waive all or most of tuition for a NMSF, and even more for a Finalist. For example, Auburn and Alabama both do this, as does Arizona and quite a few more names you will recognize.</p>
<p>Your stats are probably just below the midpoint for admission to some schools that are “100% need” and also “need blind”. </p>
<p>4) As to med school, my feeling is the smaller the undergraduate college, the better the preparation for med school. This is because smaller schools tend to have a more intense student/Professor interaction, which leads to good research and letters of recommendation. They will also tend to have better pre-med advising. If I were you I’d be all over Williams, Amherst, Pomona, Haverford, etc… the elite LACs that are 100% Need, Need Blind.</p>