SAT once more?

@mom2collegekids Thank you for your response. I didn’t clearly think it through. Yes the loan will require my parents to cosign and they are ready to do that. It will cover unto $200k,if cosigned by parents otherwise upto $40k. The repayment period is of 15 years. This is the best option available in my country. The amount i have quoted is the most they can pay (they together have $50k/year income). What schools would you recommend for which i won’t have to take a huge amount of loan. And can i expect to get into any top 50 schools for engineering? Any help will be appreciated.

Should i attempt ACT instead of SAT or should i stick with SAT as i have firsthand experience with the test?