scholarship tax

<p>if your scholarship covers tuition and part of room and board i understand the room and board part is taxable. anyone have a rough idea of what the percentage is going to be</p>

<p>The % will depend on what tax rate the student falls under. So it will vary from student to student. I would guess most students would be at the lowest tax rate but some will probably not be.</p>

<p>subtract about $5,000 from your total income and use following formula to estimate your taxes.</p>

<p>If taxable income is over,But not over,The tax is:
$0,$7,550,10% of the amount over $0
$7,550,$30,650, $755 plus 15% of the amount over 7,550</p>

<p>The $5000 exclusion assumes that the parents still claim the personal exemption for the student. The chance that the student call claim his or her own exemption (and exclude more of the taxable income) represents a very distinct possibility. Dependency rules are different for FAFSA and the IRS.</p>

<p>Unfortunately, it's impossible to generalize as every individual situation is unique.</p>

<p>xiggi: he just wants an estimate.</p>

<p>The $5000, is the standard deduction, (actually $5,150) not the personal exemption, which is $3,300. But that's for earned income. For unearned income, the standard deduction for someone being claimed by another person is earned income plus $250, or $850 if there is no earned income.</p>

<p>Look for threads by a poster named taxman, I think. He posted a very long thread detailing the rules on this. Having said that, we talked to our accountant, the IRS, and the legal people at the university regarding what taxes my son would owe on his scholarship and ended up with no rock solid answer. Kind of did the best we could, knowing that basically they are taxing the room and board portion of his scholarship.</p>

<p>edit: if not for CC and that thread by taxman, I would not have been expecting a 1099 for the scholarship! Thanks everyone!</p>

<p>/sigh</p>

<p>Post 6: "But that's for earned income."</p>

<p>Fwiw, earned income is salaries, wages, tips, professional fees, and other amounts received as pay for work you actually perform. However, *For purposes of the standard deduction, earned income also includes any part of a scholarship or fellowship grant that you must include in your gross income. See Scholarship and Fellowship Grants in chapter 1 of Publication 970 for more information on what qualifies as a scholarship or fellowship grant. *</p>

<p>This is NOT a complicated issue. If your accountant cannot offer a 'rock solid' answer, you should consider hiring one who can interpret the simple rules regarding scholarship income. All it takes is reading the IRS guidelines ... and stop paying attention to myths, speculation, and excessively confusing information pointing to the Tax Code.</p>

<p>Here's how you report scholarship income: </p>

<p>If you file Form 1040EZ, include the taxable amount of your scholarship or fellowship on line 1. Print "SCH" and any taxable amount not reported on a W-2 form in the space to the right of the words "W-2 form(s)" on line 1.</p>

<p>If you file Form 1040A or Form 1040, include the taxable amount on line 7. Print "SCH" and any taxable amount not reported on a W-2 form in the space to the left of line 7 on Form 1040A or on the dotted line next to line 7 on Form 1040.</p>

<p>Wow thanks xiggi - very useful info. I am printing this off and putting it in Ds college file ready for next year.</p>

<p>We used a tax prep program which reported the taxable portion of scholarships just as xiggi described above. He is right, it is not that complicated, just painful.</p>

<p>amend the above to read "he or she"</p>