Scholarship vs. Good Education

I appreciate the willingness to help but I honestly have my heart set on USF, UCF, or UFL. I know they aren’t great schools but I have good family there. (I also really like Florida in general)

Anyway, my GPA is a 3.4,
SAT 1150
ACT 21
And If this matters? - 0 extracurriculars, and I only have about 120 volunteer hours. My school didn’t offer AP classes until this year, and I took one class at Grace.