<p>Again this is a difficult question to answer as the circumstances vary. Two students with the same EFC bottom line in FAFSA may get two different packages from the same university. As pointed out by sybbie719 and others, the composition of the package is as important as EFC. There were two recent posts about Arizona State, when students were given a package that had PLUS loans of over $25000. Both had EFC’s of zero and one got some college grants (both got PELL and Supplemental grants) and other did not. Baring that everything was loans. Even among top schools, some are more loan oriented than others. So many schools will meet 100% of demonstrated financial need, but some will meet it better than the others.</p>