<p>If you don’t have the money and access to a lawyer who will take your case, you can’t easily sue, as you clearly know. You can look for a free consultation with an attorney to find out what it costs and if maybe you can take them to court yourself. If you don’t get this resolved, it will adversely affect your credit AND depending on what monies you have involved, you may not be eligible for any further federal funds for education. You need to check on that as well.</p>