<p>cptofthehouse
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<p>In the end it is our decision so DW and I will make it based on what is good for us. We know it is impossible to replicate some one else experience as there will always be something different in your case. </p>
<p>Still I value the peer group advice/information as much as professional financial advisors. But at the end of the day I rely on my capabilities to parse and analyze information and make a decision.</p>
<p>I think experience of different people can presents some points which might not have come to our own mind because we have not gone thru it. Professional financial advisor some time doesn’t make sense as they will always make a case for investment which I won’t argue as I’m not averse to investing money but there are inherent risks attach to it.</p>