<p>I am sorry to read of problems with summer storage companies. It sure makes it difficult for those of us with kids who are far from home. I purchased student property insurance for my child from nssinc.com. They have very low premiums, and cover all of the student's property, including laptops. This is first dollar coverage, so you don't have to worry about filing through your homeowner's policy first. I was sceptical if it was legit., but since it was inexpensive, I decided to give it a try. Sure enough, my daughter's purse was stolen, and they did pay us back quickly! If you are going to put items in summer storage, this may be a better bet than using the storage company's insurance coverage. By the way, the nssinc. insurance covers their possessions anywhere in the world, so this is comforting if your child studies abroad.</p>