@intparent, I don’t have any questions about ED. I realize that people who post online often think they know everything, even when they’re mistaken, and that it is truly odd to see someone modestly welcome others to correct them, but, thankfully, it does happen 
That’s what you’re seeing me do. Meanwhile, while it is indeed difficult to earn big private scholarships, it does happen and ED applicants would be wise to consider the ramifications of needing to decide before spring scholarship notification dates. Also agree with your point about visiting the schools.