Should I apply for out-of-state transfer? I fear I won't be able to pay for it.

Transfer Students
1

<p>I am a dependent, 20 year old California Community College student, majoring in economics. I'll be applying to in-state public and private universities this fall like UC Berkeley, UC Davis, UC Santa Barbara, UC San Diego, and Claremont Mckenna.
Lately, I have been considering applying to out-of-state universities like UChicago, UPenn, Georgetown, Elon, Brown, UMichigan, Amherst, Northwestern, Stanford, Harvard, and Yale. I know about the last few, but hey it's worth a shot. Anyways, they are all really great schools but every time I think of the costs, my stomach churns.</p>

<p>My parents are mexican immigrants that came into the country in the 80s and became citizens in the 90s. My mother does not work but my father makes ~ 60k a year. What I fear most about transferring is the inability to pay for college when I transfer. As tuition in this country has been rising, so has the churning in my stomach (no it wasn't the burrito I ate). I did not qualify for a Pell grant this year, which adds to my angst.</p>

<p>What I'm asking is should I consider applying? I have a 4.0, I'm a member of Phi Theta Kappa, will be school treasurer this year, and work in financial aid at my college. Any schools that give great aid, or information about scholarships that help out tremendously, will be greatly appreciated.</p>

<p>Best</p>

2

<p>The thing about HY&S, if you are admitted there is a good chance they will be affordable for a low income family. These three give the same FA to transfers as they do to fr admits and they have excellent, grant only FA for low income students. Again, the hurdle is being admitted.</p>

<p>For the other privates, some will have low income initiatives that might make them affordable as well. What you have to do is be sure these policies for low income students hold for transfers. Also, you need to see if loans are part of the FA package, as some schools could meet need, but with a large amount of loans. </p>

<p>Brown has need-aware admissions for transfers, so if you indicate that you are applying for FA, you will be in a different pool of candidates than those that are willing/able to be full pay. Also, B states that it has limited FA for transfers, so you need to see how their low income policy applies.</p>

<p>UMichigan does not meet full need for OOS students and would not be a good choice, particularly since you have the UC system as your IS option. The only 2 publics in the country that will offer decent FA to OOS students are UVA and UNC-CH.</p>