<p>OK…</p>
<p>1) You will not qualify for any free aid. You can only get small loans and merit scholarships at the schools that give them.</p>
<p>2) **You can’t and shouldn’t borrow a lot of money to go to ANY school. ** No undergrad should have more than $30-40k debt a graduation. You’re talking about having $60-100k in debt…that’s crazy!!!</p>
<p>3) Go to Rutgers or some other inexpensive instate school for all 4 years because you won’t be able to afford NYU, or any other school, for your last 2 years.</p>
<p>4) The biggest and best merit scholarships are for incoming freshman ONLY, so if you go to a CC or wherever first and then transfer, then you give up those merit $$ opportunities.</p>
<p>5) If your stats are high enough now, then consider some schools that would give you big merit for your stats.</p>
<p>What are your stats?</p>
<p>How much will your parents pay each year towards college? Will they pay $20k per year? more? less?</p>
<p>What is your likely major and career goal?</p>
<p>How much do you think you’ll be earning upon graduation?</p>
<p>Edited to add…from reading your other posts, it looks like you’re a rising junior and you’re interested in medicine.</p>
<p>If you have ANY plans for med school, then absolutely do NOT borrow much for undergrad. Med school loans will be huge, so save your borrowing power for that. Newish doctors do NOT earn enough to pay back mega loans like some young kids think.</p>