<p>Have you heard about NJ STARS? It’s a great program that allows students the chance to go to community college for 2 years, then finish off their education at any public NJ school free. If I were in your situation, I would definitely go for the free ride merit scholarships at Rutgers and then if I didn’t get that (which you may not, financial situation is really bad right now), look into NJ STARS.</p>
<p>Also, have a serious discussion with your parents about college finances. A lot of parents want their kids to look at cheaper schools just because college is a lot of money, so they use scare tactics. Regardless of how much your income is, $50,000 a year is a lot of money. My father’s parents told him that they wouldn’t be able to afford for him to go to Wharton, so he ended up going to Rutgers on loans, and then after four years, they paid off all his loans using a massive inheritance from a distance rich relative (I’m not kidding. And knowing my grandma, that inheritance will pay for my school loans as well). The point is, your parents may cave in to give more if you have a frank discussion with them. Discuss alternatives, such as working during the summers while you’re still in high school (or working during the school year) as well as summer employment while you’re in college to help contribute to your schooling. Also, just as a suggestion, what my parents are doing is that they’re contributing whatever it will cost them if I go to Rutgers for that year, and then the rest is up to me. If I decide to go to Rutgers on a full ride or go to a school that’s cheaper, they’re going to put the money back into a new fund for graduate school. I don’t know if your parents will be that receptive, but it’s an idea.</p>
<p>Hope I’ve helped. I’m in a similar situation. I’m not going to get any merit scholarships, but my parents aren’t going to pay all the way, not even close. :/</p>