What are your stats?
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Should I go to Rutgers 2 years then transfer where I want to save money?
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No, because your best chances for merit or aid is as an incoming frosh.
With your family’s income you’d get NO AID from any UC or from Penn State or a number of other schools.
However, if you want to keep costs down or go OOS, then you need to look at schools that will give you large merit for your stats.
You need to ask your parents how much they WILL pay. With their high income, they will have a high EFC…so likely need based aid wouldn’t be enough if they can’t pay much.
If you want to go to med school, you should avoid CC’s if you can.
What is your GPA?
What are your Sat and ACT scores? (take both). What was your PSAT?