I had one really bad marking period. My GPA right now is actually a 3.5 and I have straight A’s right now with some honors courses so it should be higher by the end of this year. I’m still a sophomore right now so I have all of junior year. Reading back on this I made my self sound like a junior. I got a 170 on my PSAT but I never opened up a practice book before I took it. I just really want to find out what options I have in the future as to where I can go. Thanks everyone for being so helpful.
Btw my parents can maybe give $5k - $10k a year helping out depending how they are financially those years.
Is it because they can’t pay more or won’t pay more?
Do you know your EFC?
You’d need a full tuition scholarship for this level, so you need to step up your game, get straight A’s now on, and prepare seriously for the ACT (probably better for the upcoming junior class).
My EFC was ~ $23,000 on the Rutgers website. I have straight A’s right now and a rigorous schedule next year:
AP Physichs, AP English, AP History, AP Psych, Hon. Algebra ll, and Hon. Computer science. Im hoping I can pull off an awesome year next year maybe bring my GPA to a UW 3.7. I also already starting prepping for the SAT but should I be taking the ACT? I am hoping for maybe Rutgers to give me a little something extra but i don’t know if they will. If not then I guess I will take out loans for whatever I cannot afford.
You can’t “take out loans for whatever [you] cannot afford”, you can have $5,500 in loans for your freshman year, that’s it.
That means you need to find colleges in the $20,000 range.
http://talk.collegeconfidential.com/financial-aid-scholarships/1678964-links-to-popular-threads-on-scholarships-and-lower-cost-colleges.html
Merit scholarships will depend on your ACT/SAT score. Rutgers will only give you “a little something” if your scores are in the top 10-20% of their applicant pool. So, start prepping… ![]()
Well, I didn’t go to med school, but I do have an ivy league PhD and an associate’s from a CC, so I’m calling shenanigans on anybody who says that a top-end graduate or professional degree is out of reach for someone who starts at a CC.
Also, Rutgers is a solid school. Can you get into their honors college?
Whatever you do, though, keep your debt to a minimum if you’re aiming for med school, because med school is going to take you from simply painful levels of undergrad debt to an insane world of hurt if you’re not really careful about it.
Thanks everyone but i don’t understand how u can only take out $5500 a year if people come out of college with a $100k in debt?
Well, first, students can’t do that anymore, restrictions were placed after the financial crisis of 2008. Second, those who have so much debt aren’t the students, but their parents, through “PLUS” loans, but the parents need to qualify each year and if they don’t, then what happens? The student has caused massive debt for their parents AND won’t graduate from the college.
Right now, the average student is 33k in debt (27k in loans over 4 years, but most students need a 5th year to graduate).
Look into all the colleges listed on this thread. Read their website, read the descriptions in “Princeton review’s best colleges” or the Fiske Guide or Insider’s Guide into colleges. Fill out the “request information” forms, flip through the brochures they send you. Run the Net Price Calculators for each and cross out those out of budget. Work hard on your ACT/SAT to get the highest possible score - you may need to take it twice or three times so budget that.
PhD programs probably don’t care about applicants’ CC origins, since upper division (post-transfer) course work and undergraduate research are the main criteria, right?
However, the disdain for CC course work by medical schools does appear to be real, to the extent that a few medical schools completely refused to consider pre-med course work taken at CCs (e.g. JHU before 2015, according to http://www.hopkinsmedicine.org/som/admissions/md/application_process/prerequisites_requirements.html ).