<p>What rockvillemom wrote. An ‘early read’ of your financial situation can only help. Be very up front about how your parent’s financial situation will (likely) be quite different from what their W2 forms will be reporting for this year. Don’t leave out the human element. Beside the facts, share with them what you shared with us, how much you want to go there. Btw, just that you called is a GREAT indication how important you are taking your decision and will be be looked on favorably as someone being proactive. Make the call yourself, not your parents. It shows maturity and resolve.</p>