<p>If an OOS student already has a checking account from her hometown, is it necessary to open a new checking account with a bank located in Chapel Hill? </p>
<p>Are there any major problem/inconvenience if the student does not have a local bank account in Chapel Hill?</p>
<p>Will the students have time during summer orientation program to go open a bank account if need be?</p>
<p>I don’t think it should be a problem. Just make sure you have some money on your OneCard before you go in case you need anything on campus (in the CTOPS thread, they recommend it).</p>
<p>I guess the only problem might be ATM fees, but it should be fairly simple enough to find one. </p>
<p>Personally, I’m closing out my account with BOA (ugh, horrible) and switching to Wachovia (/Wells Fargo) since it’s affiliated with UNC and I can link my OneCard and Wachovia account (plus, I spied a Wachovia ATM near the Pit, so it should be easy enough to get cash).</p>
<p>there is also a wachovia atm outside ramshead</p>
<p>It’s not too big of an issue. There are ATMs on Franklin Street and by Davis Library.</p>
<p>I actually did get a new account when I moved here, to link it to my OneCard and have a OneCard Plus. This was easy for me, since my school ID and debit card were the same thing. It may not be the best thing if your kid has a propensity to lose things. I know people that did not want the two to be the same thing so they had a less chance of losing both.</p>