<p>Question: I am a single mom with a son who is going to a state school in the fall (approx $18-20,000/year). I have $43,000 saved. He has qualified for both subsidized and unsubsidized Stafford loans. Should I take both or just the Subsidized? Or no loan at all and spend down the fund as we [...]</p>
<p>This is a question that comes up fairly regularly in the Financial Aid Forum, so you may want to post it there and/or read through some of the older threads. Once there, look for anything by kelsmom, and then send her a PM. She is truly expert in this topic.</p>