"IMHO. I consider kids education as an investment into my retirement. I expect my children to help me financially, when I will be old. "
I plan to be responsible enough that I can take care of my own retirement, thus enabling my children to live their lives, raise their families and pursue their dreams as they see fit, rather than cover for my own lack of planning. Their college tuition gift was just that, a gift. No expectation of payback. Yuck.