@MOMANDBOYSTWO I could not agree more! I put myself through college because I had no one to help me with anything. I worked a full time job and went to school full time at night. Did it built character? Yes. It also taught me that I didn’t want my child to go through that. I learned how to help her build character in other ways. Long before she was accepted to her top choice (The George Washington University), I knew I would go to the ends of the earth to give her the gift of a good education. While she will have some skin in the game, she earned a Presidential Academic Scholarship and University Honors admission. I do realize I’m in a different position than most because I’ll retire (God willing) with a government pension and full beneits in less than two years but I could say “well, I’m not dropping $70,000 a year on a child’s college education…I just leave her an inheritance”. No, my gift to her is an investment in her education today and her future tomorrow.